Tamara

Tamara is a financial super-app that puts your shopping power in your hands. Split payments into installments or pay in full across thousands of partners in fashion, beauty, electronics, travel, furniture, and more—all with Sharia-compliant terms and no late fees.

Get started in minutes. Create your account using just your ID and mobile number—no paperwork required. Your data stays protected throughout every transaction. Once verified, you're ready to shop at any partner store or online marketplace that accepts the app.

Shop your way with flexible payment options. Choose to pay in 4 installments or more, spreading the cost of your purchases across the timeframe that works for you. Use the app at checkout in physical stores or online, and enjoy the same simple payment experience everywhere. Millions of shoppers across Saudi Arabia, UAE, and Bahrain already trust the app for secure, flexible payments without unexpected fees.

Unlock exclusive savings and rewards. Every purchase earns you closer to real value. SMART membership gives you access to curated discounts, cashback rewards, built-in buyer protection, and priority support—turning your everyday shopping into a rewards program. Browse featured offers from your favourite brands and stores, all tailored to help you save.

Find nearby stores instantly. The newest feature lets you discover which merchants in your area accept the app, so you can plan your shopping trips and enjoy flexible payments whenever you shop locally.

Shop with confidence. Buyer protection covers your transactions, so you can purchase across fashion, beauty, electronics, travel, furniture, and dozens of other categories knowing your payment is safe. Whether you're splitting a big purchase or managing your monthly spending, the app keeps security at the front.

Get help anytime. The support team is available 24/7 to answer questions, resolve issues, and guide you through your journey. Download Tamara today and take control of how you shop and pay.